Skip to lesson
Cogito
GuideContactMembership

Life Skills

Real skills for real life: money, decisions, and the everyday things nobody sits down and teaches. Each lesson is a situation to decide rather than a rule to remember. Chapter 1 of each band is free, no account needed.

Most of it has no right answer

Your child picks what they would do, sees what follows from it, and then decides whether they would do it again. Nothing is marked correct, because “save it or spend it” has no correct. The exceptions are the few genuinely unsafe choices, and those are marked plainly.

Find your child’s band

Four stages rather than fourteen year groups. The same idea comes back at each one, harder each time.

The eight domains

Every band covers all eight, at its own level. The same headings come back each time, and only the contents grow up.

  1. MoneyWhat it is for, what a choice costs, value, scams, and what borrowing really costs.
  2. Thinking & DecisionsStopping before you act, evidence against guessing, weak arguments, and charts built to lead you.
  3. Self & EmotionsNaming a feeling, what sets you off, apologizing properly, and knowing when to tell somebody.
  4. CommunicationListening, disagreeing without a fight, tone in messages, and the conversation you are avoiding.
  5. Online & AIWhat is private, who paid for what you see, AI and its confident mistakes, and pressure online.
  6. Everyday IndependenceGetting yourself ready, cooking, emergencies, traveling alone, and what a place costs.
  7. Goals & WorkFinishing things, turning a wish into a plan, studying properly, and applying for things.
  8. CommunitySharing a space, when something is unfair, how decisions get made, and paying in.

Figures in the money and independence lessons are invented for practice, and nothing here is financial, medical or legal advice. A few lessons touch on things that can be serious; those point at somebody to talk to rather than trying to help on their own.